Every screen. Every feature.

How it works

• 1Aggregates all member holdings and cash into a single portfolio-level view.
• 2Values everything in your base currency for consistent, comparable totals.
• 3Surfaces allocation bars, 52-week indicators, and day-change so you can review in seconds.

How it works

• 1Calculates a daily health score (0-100) based on portfolio metrics and market conditions.
• 2Generates plain-English insights highlighting what matters most today.
• 3Surfaces top movers, sector performance, and actionable alerts in one view.

How it works

• 1Search by ticker or name across 28+ markets and crypto to add instruments.
• 2Assign instruments to classification groups for structured organisation.
• 3View last price, day change %, exchange, and currency at a glance.

How it works

• 1Continuously scans the portfolio for drift, missing data, and time-sensitive events.
• 2Ranks every item by urgency and impact so you focus on the highest-value action first.
• 3Each item links straight to the page where you can resolve it in a single click.

How it works

• 1Recomputes professional risk metrics continuously as prices and holdings change.
• 2Translates each metric into a plain-English read so the number actually means something.
• 3Flags any breach of your personal policy limits the moment it happens.

How it works

• 1Define personal policy limits for concentration, drawdown, allocation, and cash.
• 2An always-on monitor watches continuously and surfaces only what matters.
• 3A title-bar Pulse Score chip shows overall health with its 7-day change.

How it works

• 1Displays member-specific holdings, positions, and trade history in one view.
• 2Color-codes each member for instant visual identification across the app.
• 3Rolls up cleanly into portfolio totals while retaining individual attribution.

How it works

• 1Configure member name, join date, and initial contribution amount.
• 2Set member status (active/inactive) for clean reporting.
• 3Provides the foundation for attribution and structured multi-member portfolios.

How it works

• 1Presents year-on-year financial year performance with opening and closing values.
• 2Tracks contributions, withdrawals, dollar return, and percentage return per period.
• 3Supports EOFY snapshot finalisation for clean year-end records.

How it works

• 1Runs projections at the member level for goal planning and time horizons.
• 2Configure scenarios with different contribution cadences and return assumptions.
• 3Designed for clarity: what it might take, and how long it could take.

How it works

• 1Track multiple cash accounts per member in different currencies.
• 2Record deposits, withdrawals, interest accruals, and FX conversions.
• 3View running balances that roll up into member and portfolio totals.

How it works

• 1Records each capital contribution with date and amount.
• 2Tracks cumulative contributions over time for each member.
• 3Supports ownership calculations and performance attribution.

How it works

• 1Records each withdrawal with date, amount, and reason.
• 2Tracks cumulative withdrawals over time per member.
• 3Reflects accurately across ownership, performance, and reporting views.

How it works

• 1Presents Net Assets and Net Income in a legible year-by-year format.
• 2Computes Modified Dietz and XIRR alongside simple returns, so cash flows are treated honestly.
• 3Supports EOFY snapshot finalisation for clean, unambiguous year-end records.

How it works

• 1Run projections using assumptions you control (time horizon and contribution cadence).
• 2Model different contribution scenarios to see their impact on future value.
• 3Visualise time horizons to make targets, timelines, and contributions explicit.

How it works

• 1Breaks down holdings by group and asset class with allocation percentages.
• 2Shows market values and lets you drill down to individual instruments.
• 3Makes concentration and distribution visible for disciplined oversight.

How it works

• 1Calculates ownership based on member value versus total portfolio value.
• 2Tracks contribution vs ownership percentages over time.
• 3Visualises ownership evolution for governance clarity.

How it works

• 1Set target allocations for each asset class or group.
• 2See drift from targets with clear visual indicators.
• 3Get actionable rebalancing recommendations to bring allocations back on track.

How it works

• 1Analyses concentration risk across holdings and sectors.
• 2Calculates diversification scores and highlights portfolio vulnerabilities.
• 3Generates risk warnings with actionable context for decision-making.

How it works

• 1Records full dividend history with dates, amounts, and reinvestment status.
• 2Calculates running yield and projects forward income with monthly breakdowns.
• 3Displays a calendar view of upcoming payments with ex-dates so you can plan cash flow.

How it works

• 1Estimates capital gains with cost base tracking for each holding.
• 2Uses your chosen jurisdiction's rules and financial year — set once in Settings.
• 3Identifies tax-loss harvesting candidates, with every figure labelled an estimate.

How it works

• 1Recommends optimal sell sequences to minimise tax impact.
• 2Provides dollar-amount recommendations for tax-efficient rebalancing.
• 3Analyses defer vs harvest decisions for each holding.

How it works

• 1Generates rebalancing plans at both category and holding level.
• 2Calculates exact trade quantities needed to reach target allocations.
• 3Supports Grow mode (deploy new cash) and Rebalance mode (redistribute existing).

How it works

• 1Generate comprehensive PDF and Excel reports with professional formatting.
• 2Choose from Full Portfolio, Single Member, or Family Overview scopes.
• 3Includes cover page, TOC, executive summary, and 14+ detailed section breakdowns.

How it works

• 1Aggregates all alerts and notifications into a single, organised view.
• 2Filter notifications by member for focused attention.
• 3Covers bills, dividends, rebalancing, tax deadlines, and goal milestones.

How it works

• 1Applies real historical return paths from four major crises to your current holdings.
• 2Measures peak-to-trough drawdown, recovery time, and per-sleeve contribution to the fall.
• 3Translates the result into a plain-English read of what it would have meant for you.

How it works

• 1Runs thousands of simulated market futures from your starting position.
• 2Calculates the probability of reaching your target by your chosen date.
• 3Suggests the monthly contribution that would lift your odds of success.

How it works

• 1Compares each trade against a benchmark counterfactual over the same period.
• 2Attributes wins and losses to your selection decisions, not just the market.
• 3Tracks cumulative selection skill so you can see the trend honestly.

How it works

• 1Scans your real trade history for four well-documented behavioural biases.
• 2Scores the severity of each pattern using evidence from your own decisions.
• 3Offers actionable, jargon-free guidance to counteract each bias.

How it works

• 1Reads volatility and trend signals to classify the current market regime.
• 2Maps how each of your sleeves is positioned for that environment.
• 3Plots a historical regime timeline for context.

How it works

• 1Recomputes what each past sell decision actually cost or saved in hindsight.
• 2Builds a “Buy-and-Hold You” twin as a benchmark for your real choices.
• 3Scores regret and relief and totals the cumulative impact of selling.

How it works

• 1Runs a five-factor decomposition of your modelled return.
• 2Shows each factor's contribution as a clear waterfall.
• 3Explains every factor in plain English so the exposure is obvious.

How it works

• 1Aggregates all family members into a unified household financial view.
• 2Calculates combined net worth and financial wellness score.
• 3Displays member colour-coded cards with profile completeness indicators.

How it works

• 1Reads your real transactions and turns the month into a three-part story: earns, spends, keeps.
• 2Ranks your opportunities — each with the dollar impact of acting on it.
• 3Lays out a timeline of the dates that matter: bills due, renewals, and goal milestones.

How it works

• 1Walks you through members, accounts, bills, and goals with sensible defaults.
• 2Takes about five minutes — and you can skip, revisit, or refine any step later.
• 3Hands every Family Finance view a complete starting picture from day one.

How it works

• 1Presents a central command hub with net worth and key financial metrics.
• 2Provides quick actions for common tasks and navigation shortcuts.
• 3Summarises income, expenses, assets, and debts in one actionable view.

How it works

• 1Plots assets, liabilities, and net worth as an interactive timeline you can scrub through.
• 2Captures snapshots automatically so the long-term trend builds itself with no manual entry.
• 3Highlights milestones, growth percentages, and inflection points across selectable time ranges.

How it works

• 1Categorise household income and expenses for structured tracking.
• 2View monthly and annual summaries with cash flow analysis.
• 3Calculate savings rate and identify trends over time.

How it works

• 1Import a bank-statement CSV in one click; lines are categorised automatically.
• 2Each transaction auto-links to the matching bill, debt, or income template.
• 3Duplicate detection makes re-importing safe, and the engine learns your patterns.

How it works

• 1Aggregates inflows, account balances, and outflows into one flow visual.
• 2Breaks down income sources and spending destinations side by side.
• 3Lets you compare periods to spot changes in your cash flow.

How it works

• 1Breaks spending down by category with a clear visual split.
• 2Plots a rolling 12-month trend to reveal direction over time.
• 3Surfaces top merchants and month-over-month deltas.

How it works

• 1Set per-category envelopes and track live variance against them.
• 2Money Flow Intelligence tiers spending into Essential, Lifestyle, and Waste-watch.
• 3Shows the dollar amount you could redirect — and the impact of each choice.

How it works

• 1Set a target amount and date for each savings goal.
• 2Calculates the required monthly contribution and tracks progress.
• 3Checks you against your real surplus and links to your Budgets.

How it works

• 1Track every account with its balance and credit limit in one place.
• 2Review per-account import history so nothing is double-counted.
• 3Undo any import in a single click if something looks off.

How it works

• 1Collects uncategorised and unclassified lines into one inbox-style queue.
• 2Lets you triage exceptions quickly without hunting through the ledger.
• 3Hands clean, categorised data to every other Family Finance view.

How it works

• 1Turn any pattern into a rule that maps a merchant or description to a category.
• 2New imports auto-tag themselves using your saved rules.
• 3Refine rules over time so categorisation only gets sharper.

How it works

• 1Track all household debts including mortgages, loans, and credit cards.
• 2Monitor balances, interest rates, and payment schedules in one place.
• 3Plan paydown strategies with visibility into total debt reduction over time.

How it works

• 1Track non-investment assets like real estate, vehicles, and collectibles.
• 2Record valuation history to see appreciation or depreciation over time.
• 3Link assets to debts (e.g. property to mortgage) for net equity visibility.

How it works

• 1Catalogue all recurring subscriptions with costs and renewal dates.
• 2Categorise subscriptions and view monthly/annual totals.
• 3Identify cost optimisation opportunities and unnecessary spend.

How it works

• 1View upcoming bills with due dates and recurring schedules.
• 2See aggregated cash flow position to plan for upcoming payments.
• 3Receive payment alerts so nothing falls through the cracks.

How it works

• 1Create financial goals with target amounts and target dates.
• 2Track progress with on-track/at-risk status indicators.
• 3Set milestones within each goal for incremental progress visibility.

How it works

• 1Adjust parameter sliders for returns, contributions, and withdrawals.
• 2See real-time outcome calculations as you change assumptions.
• 3Compare multiple scenarios side by side to inform decisions.

How it works

• 1Apply predefined market scenarios like the 2008 GFC or COVID crash to your portfolio.
• 2Analyse potential drawdowns and quantify risk exposure under each scenario.
• 3Receive resilience scores to understand how robust your portfolio is.

How it works

• 1Drop in any broker CSV — column layout, date order, and number format are detected from the file itself.
• 2Unknown tickers resolve in one click: the app searches market data and shows exactly what will be added.
• 3Every import is all-or-nothing, with an automatic verified backup taken before anything changes.

How it works

• 1Logs every change with who made it, what changed, and when.
• 2Categorises actions for easy filtering and review.
• 3Provides searchable history for governance and accountability.

How it works

• 1Configure base currency and family finance currency for consistent valuation.
• 2Pick your tax jurisdiction and the matching financial-year default is applied (the UK year starts 6 April).
• 3View portfolio database info, inception date, and re-access the welcome guide.

How it works

• 1Choose your jurisdiction once; tax estimates across the app use its rules.
• 2Financial-year defaults match the jurisdiction automatically (UK: 6 April).
• 3Every figure is labelled as an estimate — decision support, never advice.

How it works

• 1Automatic safe backups run quietly in the background — no setup required.
• 2Backups live outside the app's install, so they survive an uninstall.
• 3Export everything to a single file and import it on a new PC in one step.

How it works

• 1Shows the age of every price and each FX rate's value, age, and origin — live spot or end-of-day.
• 2Surfaces coverage gaps: tracked-but-empty instruments and members with no recorded activity.
• 3Reports backup recency and database stats — read entirely from the local database, no network calls.

How it works

• 1Turn reminders on in Settings — they are off by default and never promotional.
• 2Receive one short digest per category per day, the evening before bills are due or holdings go ex-dividend.
• 3Scheduled with Windows, so reminders arrive even when the app is closed.

How it works

• 1View current app version, licensing status, and legal notices.
• 2See Free vs Pro tier limits: members, portfolios, and instruments at a glance.
• 3Upgrade seamlessly through the integrated Microsoft Store experience.

How it works

• 1Toggle the theme in one click and the whole app re-themes instantly — you stay on the page you were on.
• 2Title bars and every dialog follow the theme, so there are no jarring white flashes.
• 3Both themes are tuned for long sessions: legible charts, calm contrast, consistent accents.

How it works

• 1Ctrl+K opens the command palette from anywhere in the app.
• 2Type a few letters to jump to any page or run any action.
• 3Shortcuts are discoverable in-app, so the keyboard layer teaches itself.

How it works

• 1All dialogs use the app's own themed system — nothing breaks the visual calm.
• 2Two-tier empty states distinguish “nothing this period” from “not set up yet”, each with the right next step.
• 3Skeleton loading and subtle motion smooth out every heavy page and transition.