Pulse Neuron
Get it free
Pulse Neuron
Get it free

Microsoft Store · Windows 10 (2004+) or 11 · 64-bit

Screenshots

The real app, screen by screen.

Captured and rendered from the app with fictional people, each marked Free or Pro.Fictional demo household, real market prices. Bank, card and store names are sample labels; no affiliation implied.

All 86 screenshots

The Today door

5 screenshots

Today. How long your money would last, and what needs you today.

  • The Today page for Friday 2 October 2026: a runway of 9 months, 4 days if every income stopped, counted from cash with both inputs labelled measured, then three cards about today (a bill due tomorrow, a triggered price alert and what was recorded a year ago) and the money-weighted return since January 2021

    TodayFree

  • Morning Pulse, the whole page: the movers at the last stored close, a plain-English Pulse briefing, a Portfolio Health score of 82 (A) with its breakdown, the portfolio's value and cash, the top gainers and losers, the largest holdings, sector exposure and eight observations

    Morning PulseFree

  • Week in Review: the week's dividends and household cash flow, then September 2026 closed off with what it cost and earned, budgets against their limits, money added to the portfolio and debt paid down, where the money went and where it was spent

    Week in ReviewFree

  • Action Items, the whole page: 45 items counted from Urgent to Wins with an estimated $399 of value, the days left in the financial year, then every item grouped under tax and end of year, allocation, risk, debt, goals, subscriptions, market events, reminders and portfolio health

    Action ItemsFree

    Since 1.6.3, “Set allocation targets for your holdings” says the Allocation and Rebalance pages compare each holding with the target you set, instead of saying when to trade.

  • Notifications: 27 things dated in the next 30 days, one of them a warning and six this week: bills, subscription renewals, debt payments and a price alert

    NotificationsFree

The Invest door

51 screenshots

Invest. Holdings, returns three ways, dividends, tax and the Lab.

What you hold

  • The Pulse Neuron 1.6.0 Dashboard in the dark theme: portfolio value $659,089, today −$4,464.96 (−0.71%), and “Since 15 Jan 2021 you've made 22.5% a year, money-weighted.” Beside it the value-history panel: “Up $144,577 (28.5%) since 1 April, with $30,400 added and $600 taken out in that time.” Below, the Holdings (All Members) table, 26 holdings with company logos grouped from Core to Cash, and the Portfolio Summary: $659,089.09, also shown as A$944,527.39
    The same Pulse Neuron 1.6.0 Dashboard in the light theme, with the same figures: $659,089, the value-history panel's “Up $144,577 (28.5%) since 1 April”, the holdings table and the Portfolio Summary

    Portfolio DashboardFree

  • Holdings Breakdown, the whole page: $651,859 split by member with each member's cash, holdings and share, a chart of every holding's value by member, sector exposure, and value and shares tables member by member

    Holdings BreakdownPro

  • The Allocation Analyzer, the whole page: the Set Holding Targets editor open, a pie chart of the portfolio, a maximum drift of 5.8%, and each holding's weight against its target with its drift

    Allocation AnalyzerPro

    Since 1.6.2, Set Holding Targets also takes a target for Cash, at the bottom, and can remove a target for something you no longer hold.

  • Ownership Overview, the whole page: $651,859 with cash included, a donut of each member's share, a member comparison table, capital deployment and growth charts, and each member's financial profile

    Ownership OverviewPro

  • Price Alerts & Watchlist, the whole page: three alerts armed, one triggered and three symbols watched, then a card for each of the 30 tracked instruments with its last stored price and an alert form

    Price Alerts & WatchlistFree + Pro

What's new, corrected prices and net proceeds

Rendered from the app for a fictional family, with invented investments and example prices.

  • The What's new card from the Portfolio Dashboard, rendered from the app: “What's new in 1.6.3”, “Ctrl+Shift+C copies a picture of the page; right-click it for one with amounts hidden.”, “Prices quoted in pence or cents (London, Johannesburg, Tel Aviv) now convert correctly.”, “Week in Review now shows your week on a Monday morning too.”, a “See everything new” link and a button to dismiss it

    Portfolio Dashboard — the What's new cardFree

  • The one-time price correction notice from the Portfolio Dashboard, rendered from the app for an invented London listing, XUKS: “London prices corrected”, “The London Stock Exchange quotes most shares in pence, and the app read those prices as pounds, so XUKS was shown 100 times too high. It is now priced in pounds, and your values, history and dividends have been corrected.” and “Got it”

    Portfolio Dashboard — London prices correctedFree

  • A member's Add Transaction card on a sell, rendered from the app for a member of a fictional family: XUSA chosen, dated 10/18/2026, Sell, Shares Sold 10, Price Sold (USD) 288.00, Brokerage (USD) 9.95, Net Proceeds (USD) $2,870.05 and Add; under it “Holds 30 XUSA, all available to sell.” and a “Sell all 30” button

    Add Transaction — on a sellFree + Pro

Group trade and cash targets

Rendered from the app for a fictional family, with invented investments and example prices.

  • The group trade window, rendered from the app for a fictional family: “Buy or sell for several members” and “One trade, split between the members you choose. Each member's page records their part as their own trade, as if you had entered it there.” A buy of XBND, Bond ETF, dated 10/14/2026 at 51.00 a unit with a total fee of 9.95, “Split the fee by units” chosen; Morgan Ellery 40 units, $2,040.00, fee $4.98; Alex Ellery 24 units, $1,224.00, fee $2.98; Riley Ellery 16 units, $816.00, fee $1.99, each beside their cash available; “Total: 80 units · $4,080.00 · fee $9.95”; Cancel and Record

    Group trade — a buy for three membersFree

  • The group trade after Record, rendered from the app for a fictional family: “Bought 80 XBND at $51.00 for 3 members.”, “Morgan Ellery: 40 units, fee $4.98”, “Alex Ellery: 24 units, fee $2.98”, “Riley Ellery: 16 units, fee $1.99” and “Each member's page now shows their part as their own trade. Undo takes the whole group back.”, with Undo, Record another and Done

    Group trade — recorded, with UndoFree

  • The Allocation Analyzer, the whole page, rendered from the app for a fictional family's portfolio: portfolio value $120,000 and cash $12,000, 10.0%; a maximum drift of 3.0% and targets totalling 100%; a pie of five ETFs and Cash; Set Holding Targets open, “Set a target weight for individual holdings, and for Cash at the bottom”, with targets of 40.0, 25.0, 20.0, 5.0 and 0.0 (an exit) and Cash, “Uninvested cash”, at 10.0; and the holding weights, with Cash as the last row at 10.0% against a 10.0% target

    Allocation Analyzer — a Cash targetPro

  • Rebalance Execution in Grow mode, the whole page, rendered from the app for the same fictional family's portfolio: new capital required $4,000, projected value $124,000, three trades, cash available $12,000 and “CASH AFTER PLAN $12,400, 10.0% · target 10%”; Buy Bond ETF and US Shares ETF, Sell Tech ETF with “ALLOCATION SET TO 0%”, and Hold World ETF and Small Caps ETF; and the line “Add $4,000 new capital: $3,600 toward the 2 buys and $400 to bring cash up to its 10% target; 1 planned exit sold in full; 1 overweight held to dilute.”

    Rebalance Execution — Grow, with a Cash targetPro

Set up what you already own

Rendered from the app for a fictional person, with example prices: the setup is not available in the demo.

  • The first step of Set up what you already own, rendered from the app: “Add the investments you hold today, what you paid for them, and the cash in your brokerage account. Pulse Neuron records them as holdings you already own, so there is no starting amount to enter and no deposits to record first.” Then “You'll need”: your broker's holdings page or a recent statement; for each investment, how many units you own, what you paid in total (including fees) and when you bought it; and your brokerage cash balance. Below, “Amounts are in USD, your Portfolio Currency. Costs in other currencies are converted at the rate on each purchase date.”, “Nothing is saved until you review and confirm.”, and Start and Not now

    Set up what you already own — WelcomeFree

  • The Holdings step for a fictional person, rendered from the app: “What does Morgan Ellery own?”, a search “by name or ticker, for example Apple or VOO”, the link “Have a holdings export? Paste or import it”, three folded lines (“VOO · 25 units · 2 purchases · US$9,799.15”, “VWRL · 120 units · £9,642.00 · bought 12 Jun 2019” and “EUNL · 85 units · €6,120.50 · bought 2 Sep 2021”), and an open Bitcoin line with its units, what was paid and its fees, “I know the month” chosen for November 2020, and “What an approximate date changes”

    Set up what you already own — HoldingsFree

  • The Holdings step with “Have a holdings export? Paste or import it” open, rendered from the app for a fictional person: a broker's holdings table pasted in with its heading row, then “Added 3 investments from the table as lines below.”, “These need something from you and are open below: EUNL.”, “Read 3 rows: comma-separated · dates read as written · decimals as 1,234.56.” and the columns it read; below, VOO and VWRL folded up, and EUNL open with what was paid in euros

    Set up what you already own — Holdings fileFree

  • The Review step for a fictional person, Morgan Ellery, rendered from the app with example prices: holdings value US$45,107.99 at latest prices, what you paid US$29,999.02, a gain of US$15,108.97 not yet sold, cash US$2,777.00 including €300.00 at today's rate, and a total of US$47,884.99; four holdings, VOO (2 purchases, from 14 Mar 2022), VWRL, EUNL and Bitcoin (≈ Nov 2020); the broker check with the broker's total value 47,741.34, “Within 0.3% of your broker's total. Prices update at different times.”; four notes on what the setup records; and Save Morgan Ellery's holdings

    Set up what you already own — ReviewFree

  • The “Holdings you set up” card on a fictional person's dashboard, rendered from the app: “Recorded with Set up what you already own. Change a purchase or remove it here; trades and deposits recorded any other way are not listed.”, a setup of 12 Oct 2026 with 3 holdings and US$2,450.00 and €300.00 cash, and its four purchases (120 VWRL bought 12 Jun 2019 for £9,642.00, 85 EUNL bought ≈ 2021 for €6,120.50, and VOO in two lots), each with the money recorded as transferred in to buy it, Change and Remove, and “Remove this setup”

    Holdings you set upFree + Pro

Each member's dashboard

Captured on 1.5.9. Since 1.6.0, each member's page also shows their value over time, in the Account Summary.

  • James Mitchell's dashboard in his purple, the whole page: 13 holdings worth $435,609, an account summary with a linked 12-month CD and the total also in Australian dollars, the add-transaction form, and his 93 trades in a scrolling list with cost base and capital-gains columns
    James Mitchell's dashboard in the light theme, with the same figures as the dark one

    Member dashboard — JamesFree + Pro

  • Sarah Mitchell's dashboard in her green, the whole page: 14 holdings in five groups worth $148,655, an account summary with a linked HSA cash account, sector exposure, the add-transaction form and her 62 trades in a scrolling list
    Sarah Mitchell's dashboard in the light theme, with the same figures as the dark one

    Member dashboard — SarahFree + Pro

  • Emily Mitchell's dashboard in her blue, the whole page: seven holdings worth $34,201, sector exposure, her trades and an account summary that counts a $600 withdrawal

    Member dashboard — EmilyFree + Pro

  • Liam Mitchell's dashboard in his pink, the whole page: six holdings worth $24,467, an account summary, the add-transaction form and his 10 trades

    Member dashboard — LiamFree + Pro

  • Olivia Mitchell's dashboard in her amber, the whole page: four holdings worth $8,927, an account summary and her 8 trades

    Member dashboard — OliviaFree + Pro

  • James Mitchell's performance, Net Assets view: each financial year from FY 2022 with its opening and closing value, simple, Modified Dietz and money-weighted returns beside SPY, a benchmark chart, and a Year in Review for FY 2026

    Member PerformancePro

  • James Mitchell's forecast: $413,439 invested, his assumptions (20 years, $2,500 a month, 10%, 15% and 25% a year) and a $1,000,000 goal, the milestones, a year-by-year table for the three rates, what drives the outcome, and a 20-year projection chart

    Member ForecastPro

  • James Mitchell's Cash Accounts: Portfolio Cash of $22,169.76 and a 12-month CD at 3.75%, every movement with its monthly interest, and a reconciliation of the portfolio's cash that needs no adjustment

    Cash AccountsPro

How it is doing

  • Portfolio Performance, Net Assets view: each financial year from FY 2022 to FY 2026 so far, with simple, Modified Dietz and money-weighted returns, the SPY benchmark table and chart, and the Year in Review for FY 2026

    Portfolio PerformancePro

  • Dividend Income for all time: $13,742 in dividends and no interest, the portfolio's yield and projected annual income, a monthly bar chart from March 2021 to September 2026, and the payments by member

    Dividend IncomeFree

  • The Dividend Income forecast: about $4,875 estimated over the next 12 months from 19 holdings, a bar for each month and the estimate holding by holding

    Dividend Income — forecastFree

  • Dividend Calendar: the projected total and monthly average from 19 paying holdings, each month from October 2026 to October 2027, and the upcoming dividends, each with a confidence

    Dividend CalendarPro

    Since 1.6.0 its Refresh button is “Check for new dividends”, which runs in the background and tells you when it is done.

  • Vital Signs, the whole page: a Pulse Score of 77 with its breakdown, modelled volatility, Sharpe ratio, Value-at-Risk and drawdown, the risk decomposition and 25 risk contributors, the forward-looking figures, factor exposures and the methodology

    Vital SignsPro

  • Trade Quality: $149,910 of total selection alpha and a 27.2% win rate across 169 buys scored against the S&P 500 on the same day, its Best Trade and Worst Trade cards, and the scored buys ranked

    The Lab — Trade QualityPro

  • Factor Attribution over 12 months: a modelled return of 21.7% against the S&P 500's 20.4%, split across market, size, value and momentum, and each holding's contribution

    The Lab — Factor AttributionPro

    Since 1.6.1, its line names the four factors it measures: market, size, value and momentum.

  • Behavioural Biases on 184 trades: an overall 56 out of 100 across three of four detectors, with overtrading, single-country (US-listed) concentration and loss aversion scored, and the disposition effect waiting for more sells

    The Lab — Behavioural BiasesPro

  • Market Regime: the latest regime, Volatile Bull, four months running, the last 24 months coloured by regime, how each regime has behaved across 140 months, and each sleeve of the portfolio marked for the current regime: 91% in tailwind sleeves, none in headwind

    The Lab — Market RegimePro

  • Time Machine: a net $38,082 across 10 scored sells, what the sales paid after fees against what those shares are worth at the last stored prices, its Most Regretted and Best Sell cards, and each scored sell ranked

    The Lab — Time MachinePro

  • Crisis Replay through the Global Financial Crisis, September 2008 to June 2009: today's holdings start at $617,020, reach a low of $341,017 in February 2009, a 44.7% drawdown, and end at $454,291, not recovered within the window, with each benchmark and each holding

    The Lab — Crisis ReplayPro

What to do next

  • Rebalance Execution in Grow mode: $170,814 of new capital and 21 buy trades to bring the portfolio to its targets, nine of 25 holdings outside their bands and three on target, with each holding's band, drift and projected weight

    Rebalance ExecutionPro

    Since 1.6.2, Grow mode sells a holding you set to 0% on the Allocation page in full, and its banner says so instead of “No selling”.

  • Tax Center for tax year 2026: realised gains of USD 11,318.90, no losses, unrealised gains of USD 286,331.09, three harvest opportunities and no wash-sale warnings, above a table of unrealised positions

    Tax — Tax CenterFree

    Since 1.6.0 it opens on the current year of your financial-year calendar, with past years that have activity a click away.

  • Tax Optimizer for FY 2026: realised gains of $11,319, an estimated liability of $1,698, $3,916 of harvestable losses, an estimated $300 of potential savings and 90 days to the end of the year, then 14 items under the app's heading “RECOMMENDATIONS”, each with its estimated saving, and three harvest candidates

    Tax — Tax OptimizerPro

    Since 1.6.0 each item names the member it belongs to, and the page opens on the current year of your financial-year calendar. Since 1.6.1, its list is headed “WHAT THE PLANNER FOUND”.

  • What-If Sell for James's 50 AAPL shares, all bought in one lot in January 2021: first-in, first-out and the lower-tax order come to the same proceeds, gain and estimated tax

    Tax — What-If SellPro

  • Investment Goals: four goals, each scoped to one member and each marked behind (a college fund, early retirement at 55, graduate school and an income portfolio), with progress, what remains and the monthly amount each needs

    Look Ahead — Investment GoalsPro

  • Goal Probability: 20 years, $1,000 a month and a $3,000,000 target over 10,000 simulated futures, a 79.0% probability of reaching it, a median of 13.2 years and an optimistic 10.4, the total contributions, a fan chart of outcomes and the holdings behind the assumptions

    Look Ahead — Goal ProbabilityPro

  • Portfolio Forecast: $617,020 invested, the assumptions (25 years, $2,000 a month, 7%, 12.5% and 15% a year) and a $10,000,000 goal, the milestones, a year-by-year table for the three rates and a projection chart

    Look Ahead — Portfolio ForecastPro

  • The What-If Simulator for the whole portfolio: a $651,859 start, $1,000 a month, 6.0% a year over 35 years and $10,500 a month withdrawn from year 15, beside a projection chart with an uncertainty band, then the balance at retirement, how long the funds last and two withdrawal rates worked out from it

    Look Ahead — What-If SimulatorPro

  • A stress test applying a 20% market correction to the holdings: $617,020 falls to $490,377, an impact of $126,643 (20.5%), shown by asset class and holding by holding

    Look Ahead — Stress TestPro

A sale counted in parts

Rendered from the app for its fictional demo family; merchant names are sample labels.

  • Tax Center for FY 2025 (1 Jan – 31 Dec 2025), rendered from the app for its fictional demo family: realised gains of USD 851.26 and losses of USD 4,192.98, short-term P/L of −USD 473.56 and long-term P/L of −USD 2,868.16 at a long-term threshold of 365 days, the U.S. estimate's note, and the closed positions: Sarah Mitchell's NVO sale of 31 Jul 2025 as Part 1 of 2, 61 shares held 777 days and marked LONG, and Part 2 of 2, 34 shares held 244 days and marked SHORT, beside one-part sales of CRM and TSM; “FY 2025: 3 closed positions, 0 wash sale warnings.”

    Tax — Tax Center, a sale in two partsFree

Cash in and out

  • The Cash Ledger for James Mitchell: his contributions and dividends from January 2021, oldest first, each dividend with its shares and amount per share, and a summary of lifetime and this year's contributions and dividends, the cash available and a recurring $3,000 monthly transfer

    Cash LedgerFree

  • Withdrawals for Emily Mitchell: the form for a new withdrawal, her one $600 cash withdrawal on 17 August 2026, and a summary of lifetime withdrawals, net contributions and the cash available

    WithdrawalsFree

The Household door

22 screenshots

Household. Spending, bills, debts, net worth and tax time. Every page free.

Who is in this household

  • Manage people, the whole page: the household's five members, each with their role, join date and seed capital, in their own colour, the form to add a member, the portfolio base currency, the portfolios and the reset panel

    Manage peopleFree

The whole picture

  • The Family Dashboard, the whole page: family net worth of $1,377,718 split into portfolio, cash accounts, physical assets and debts, the Money Story (earns $19,235 a month, spends $14,328, keeps $4,907), every account, card and debt ranked by its rate, what would change things, dated projections, this month so far, money in against money out, each member, a wellness score and observations

    Family DashboardFree

  • The what-if panel over 10 years with four changes together: $50 a month less on cash withdrawals, $250 a month more income, $150 a month extra on the home mortgage and $50 a month into a savings goal, freeing $100 a month against a $4,907 surplus; the mortgage clears in March 2048 instead of August 2050, 29 months earlier, with $19,227 of interest never charged

    Family Dashboard — what if we changed something?Free

    Since 1.6.1, its line reads “One change or several together”.

Money in and out

  • Money Flow for all time: $339,430 in and $268,467 out, 20.3% saved, with money in by source flowing through each account to money out by category, then each source, each account's flow and 35 categories out

    Spending — Money FlowFree

  • Spending Insights for all time: money in and out, the average day and the largest single payment, the top merchant with 19 payments, a category pie, the top merchants and the repeating patterns found; the picture shows most of the page and says so at its foot

    Spending — Spending InsightsFree

  • Budgets two days into October: $4,500 budgeted, $209.03 spent and $4,290.97 remaining, a note that five accounts are not imported that far yet, this month against the plan, and nine envelopes, most still at $0.00

    Spending — BudgetsFree

    Since 1.6.1, a count of one reads “1 transaction”.

  • Savings Goals: a $63,500 target with $58,080 saved and $5,420 left, the $4,906.85 a month the household keeps, four goals (two complete, two on track) each with its progress, target date and the monthly contribution it needs, and the form for a new goal

    Spending — Savings GoalsFree

  • Income & Expenses, the whole page: scheduled income of $17,900 and outgoings of $11,733 a month beside the measured month ($19,235 in, $14,328 out, $4,907 kept), four income sources, 29 expenses each with its planned and actual amounts, 13 subscriptions and the debt repayments

    Income & ExpensesFree

  • Bill Calendar for the next 60 days: an $82,959 starting balance across three accounts with two cards' balances shown apart, $36,870 of expected income and $23,798 still to pay, a running-balance chart, and this week's and next week's bills and income, with later weeks folded

    Bill CalendarFree

Keeping the ledger honest

  • The Review Queue for the past year: 20 uncategorised payments left, grouped by merchant, each group with one category picker, a button to apply it to the whole group and Save as rule

    Review QueueFree

  • Bank Accounts: five accounts and cards, each with its balance and the date it is good to, and a savings account open for editing with its balance as at a chosen date, its interest rate, a note that it has no transactions this month, and its import history, each import with an undo button

    Bank AccountsFree

  • Categorisation Rules: 395 active rules, the panels to add a rule and to test a description, and the rule list, each pattern with its category, priority and 90-day use count

    Categorisation RulesFree

Tax time, the Review Queue and Pay down or invest?

Rendered from the app for its fictional demo family; merchant names are sample labels.

  • The Transactions ledger for the last 90 days, rendered from the app for its fictional demo family: this month's money in $12,997.12, out $9,996.78 and net $3,000.34, the search box with the yellow Tax time button beside it, the quick-add row, then October 2026's imported rows, each with its account, category, what it counts as and its amount

    Transactions — the Tax time buttonFree

  • Transactions in Tax time for FY 2026 (YTD), rendered from the app for its fictional demo family: the yellow Close tax time button and the year picker; “Nothing is marked for tax time in FY 2026 yet.”, how to start (press Mark on a payment or right-click it, choose what it is, whose expense it is and the share, and choose a whole category under Which payments?) and “Pulse Neuron records your marks and totals them. It does not decide what counts, and it gives no tax advice.”; Marked · 0 and Not marked yet · 864; then October 2026's money out, each payment with a Mark button

    Tax time — not marked yetFree

  • The Mark for tax time panel, rendered from the app for its fictional demo family, for a fuel payment of 20 Oct 2026, $38.36: Work-related chosen from Work-related, Business, Investment expense, Donation, Rental and Not for tax time; Whose expense? Emily Mitchell; Work share 50%; “$1,065.54 of $2,130.87 across 42 rows, each row's share rounded on its own, as you recorded it”; Which payments? Just this payment, 21 payments to that payee in FY 2026, or 42 payments filed as Fuel in FY 2026, the last chosen, and its preview: “42 have no person yet; marking records them as Emily Mitchell's.”, then each payment with its date, amount and amount at your share

    Mark for tax time — which payments?Free

  • Transactions in Tax time, Marked, rendered from the app for its fictional demo family: “Marked for tax time, FY 2026 (YTD): $2,355.54 at the shares you recorded · 52 rows”, “Totals as you marked them. Pulse Neuron does not decide what counts. A working paper, not a return.” and Save the marked rows: Spreadsheet (CSV / Excel); By person, Emily Mitchell · Work-related $1,065.54, Fuel $1,065.54, and James Mitchell · Work-related $1,290.00, Phone $1,290.00, each with a bar; then the marked payments month by month, each with a chip naming the person, the work share and the amount at that share

    Tax time — marked, with each person's totalsFree

  • The Review Queue, rendered from the app for its fictional demo family, with 27 fuel payments added for the picture and linked to one template: under LINKED TRANSACTIONS FILED MORE THAN ONE WAY, “27 transactions are linked to Fuel – work car, a template filed as Fuel. 23 are filed as Fuel ($1,592.25), 4 as General transport ($279.90).” and Hide the transactions; the four filed as General transport first, under “Filed as General transport · 4 of 27 · $279.90”, then the 23 filed as Fuel, each with its date, payee, account and amount, a Fuel and a General transport button and Open

    Review Queue — linked payments filed more than one wayFree

  • The pay-down-or-invest window for the demo family's home mortgage, rendered from the app: four notes (the plan against the records, a higher-rate card, the cash held, and a variable rate), then THE NUMBER THAT DECIDES IT, 3.25% a year while the rate holds, paid back as interest you no longer pay, which an investment has to beat, after tax, to be worth more; that hurdle before tax, 3.25% if you never sell, 3.82% if you sell after 12 months and 4.28% if you sell sooner or it arrives as income; what an extra $4,907 a month would do (debt-free in February 2032 instead of August 2050, $139,899 of interest never charged); and the assumptions it rests on, among them “Interest you no longer pay: Not taxed. If you deduct this debt's interest from your taxable income, paying it down also gives up that deduction, so its return after tax is lower than 3.25%.”

    Pay down or invest?Free

What you owe and own

  • The Debt Tracker: $551,886 of debt across four loans, $4,209 a month in minimum payments and debt-free by August 2050, a card for each debt with its balance, rate, payment and payoff date, and a chart of each balance against its interest cost

    Debt TrackerFree

  • Try a different payment on Sarah's student loan, opened at what she pays now, $303.87 a month: the loan clears in November 2033 either way, with $4,390.62 of interest from here, from a balance of $21,170.53 at 5.50%

    Debt Tracker — try a different paymentFree

  • The Asset Tracker: five assets worth $1,152,100 with $621,385 of equity (two properties, two vehicles and a ring), each with its value, its equity against any linked loan, and its running costs planned beside measured

    Asset TrackerFree

  • Subscriptions: $288 a month and $3,453 a year across 13 active subscriptions, each with its actual charges matched, a category chart, and one cancelled

    SubscriptionsFree

The Manage door

5 screenshots

Manage. Your data, and the pages that check it is right.

Your data

  • Stocks & ETFs: 30 tracked instruments in seven groups, each with its exchange, last price, day move and split and remove buttons, beside the Add Instrument panel and the group manager

    Stocks & ETFsFree + Pro

  • The CSV Import wizard on its first step: a member and the Trades import type chosen, the columns it expects, and buttons to browse for a CSV, download a template or paste a table

    CSV ImportPro

  • The Report Generator: PDF chosen, the Full Portfolio scope, the Accountant Tax Pack card and 15 sections ticked, with the data available for each

    ReportsFree + Pro

    Since 1.6.4, its preview note says only that PDF reports include a cover page and a table of contents.

  • The Audit Trail: 201 entries in five categories from January 2021 to October 2026, its filters, and the change log, newest first: the demo's sample-data import, then each trade

    Audit TrailPro

Is it right?

  • Statement Check: the portfolio reconciled to 31 August 2026, the form to check a statement, and a recent check where the statement and the app agree to the cent

    Statement CheckFree

Not behind one door

3 screenshots

Across the app. Themes, Copy a picture, the Ctrl+K palette and split protection.

Across the app

  • The Pulse Neuron 1.6.0 Dashboard split down the middle, the light theme on the left and the dark theme on the right, with the same figures on both sides: the value-history line crosses from one theme into the other, and the Portfolio Summary reads $659,089.09

    Light and darkFree

Copy a picture

Rendered from the app for a fictional family, with invented investments and example prices.

  • The Portfolio Dashboard as Copy a picture puts it on the clipboard, rendered from the app for a fictional family on the Free plan: a caption band reading “PULSE NEURON · pulseneuron.com.au”, “Dashboard” and “Ellery family · USD” with the time it was taken, over the page: portfolio value $120,000, at close +$133.33 (+0.12%), “Since 4 Jan 2022 you've made 3.1% a year, money-weighted.”, “Reconciled to 30 September 2026”, P/L +$16,215.20 (+15.62%), the value as recorded from 3 Aug to 16 Oct 2026, up $2,971 (2.5%), with its line, the Performance and Forecast buttons each marked Pro, five invented ETFs and Portfolio Cash in the holdings table under the Group trade button with every column shown, and in the right-hand column “What's new in 1.6.3” with its three lines, then the Portfolio Summary at $120,000.00

    Copy a picture — the Portfolio DashboardFree

  • The Allocation Analyzer as “Copy a picture with the amounts hidden” puts it on the clipboard, rendered from the app for a fictional family's portfolio: a caption band reading “PULSE NEURON · pulseneuron.com.au”, “Allocation”, “Amounts hidden” and “Ellery family · USD”; the portfolio value and the cash covered by padlocked plates, with cash's 10.0% showing; MAX DRIFT 3.0%, TARGETS TOTAL 100%, WITH TARGETS 5 / 5; a pie of five ETFs and Cash with their percentages; and the holding weights, each holding's weight, target and drift showing and its dollar value covered

    Copy a picture with the amounts hidden — Allocation AnalyzerPro

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Microsoft Store · Windows 10 (2004+) or 11 · 64-bit