Start free. Upgrade when you're ready.

Is Free really free?

Yes. Free is a real product, not a timed trial — Today with your Runway figure, portfolio tracking, the Morning Pulse daily briefing, the Tax Centre with CGT estimates, income and dividend tracking, and your household ledger with the Review Queue. No account, no card. The honest limits: up to 2 member dashboards open at a time, and up to 15 tracked instruments with 5 of them refreshing live each update — the rest keep their last price and tell you when it was taken. Nothing is ever hidden or deleted because of your plan.

Where is my data stored?

In a local SQLite database on your own device, protected by an AES-256-encrypted profile and your 4–6 digit PIN. The app also writes automatic backups to a folder in your Documents that survives uninstalling. Nothing is uploaded — the only thing sent out is the ticker symbols you track plus an anonymous install identifier, used to fetch prices.

What happens if I stop paying?

You downgrade gracefully to Free. All of your data stays exactly where it is — Pro screens simply lock until you resubscribe, and everything within the Free tier keeps working. You can export your data at any time.

Does it work offline?

Yes. Pulse Neuron is local-first, so your portfolio, records, and reports open without a connection. Market prices refresh whenever you're back online.

How do refunds and billing work?

Pro is purchased and managed entirely through the Microsoft Store. Microsoft handles payment, renewals, receipts, cancellations, and refunds under the standard Microsoft Store policy — Pulse Neuron never sees or stores your payment details.

Are the tax figures advice?

No. The Tax Centre estimates CGT and income tax under the jurisdiction you select — Australia, the US, Canada, the UK, or a generic European profile. They're estimates for planning, not tax advice; confirm outcomes with a qualified professional.

Can I switch between monthly and annual?

Yes — manage your subscription in your Microsoft account's services & subscriptions settings. Annual works out cheaper over a year.

Can I try it before adding my data?

Yes — that's what the demo portfolio is for. One click on the Getting Started page loads a separate sample database: a realistic family of investors with five years of trades, budgets, debts, and goals, with every Pro feature unlocked inside the demo. Your own data is never touched — a banner lets you exit at any time, and the demo always restarts with pristine sample data (each demo session expires after 7 days).

Can I see Pro before buying?

Please do. The Platform tour and Screenshots pages show every Pro screen, clearly marked and zoomable — and starting on Free first is a perfectly good path.

What happens when a company splits its shares?

Pulse Neuron notices — most trackers don't, and silently show a huge phantom loss. Splits are detected three ways (live at refresh time, retrospectively from the position itself, and confirmed against real market data), then fixed in one previewed step: trades, saved price history, and dividend records adjust together, an automatic backup is taken first, and there's an exact one-click undo. Your totals, purchase dates, and tax outcomes never change. Because it's about data correctness, split protection is included on Free.