Pulse Neuron
Get it free
Pulse Neuron
Get it free

Microsoft Store · Windows 10 (2004+) or 11 · 64-bit

New in 1.6.4Mark payments for tax time

All your money. One clear picture.

Budgets, bills, debts and investments for the whole household, on your Windows PC. Every household page is free.

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Microsoft Store · Windows 10 (2004+) or 11 · 64-bit

Made for Windows PCs, from the Microsoft Store. Send this page to your computer.

The Pulse Neuron 1.6.0 Dashboard for the fictional demo household, captured 9 Oct 2026: portfolio value $659,089 and “Since 15 Jan 2021 you've made 22.5% a year, money-weighted.” Beside it the value-history panel, “Up $144,577 (28.5%) since 1 April, with $30,400 added and $600 taken out in that time.”, its rising line of recorded value above a thin line of the starting value plus the money added and taken out. Below, the first five holdings, each with its company logo: Apple, Amazon, Alphabet, Johnson & Johnson and JPMorgan Chase.

Your value over time, with the money you added marked.

The value block of the Pulse Neuron 1.6.0 Dashboard for the fictional demo household, captured 9 Oct 2026: PORTFOLIO VALUE $659,089 (USD), Today −$4,464.96 (−0.71%), and “Since 15 Jan 2021 you've made 22.5% a year, money-weighted.”
The value-history chart from the Pulse Neuron 1.6.0 Dashboard for the fictional demo household, captured 9 Oct 2026: a rising cyan line of recorded value above a thin stepped line of the starting value plus the money added and taken out.

Your value over time, with the money you added marked.

The Dashboard FreeFictional demo household, real market prices. Bank, card and store names are sample labels; no affiliation implied.
family members on every plan
Unlimited
currencies
46
markets
25+
automated tests
12,000+

Where it goes, what's coming, what it's worth.

Money Flow, HOW MONEY MOVED · All time, for the fictional demo household, Pulse Neuron 1.5.9, captured 2 Oct 2026: income from Salary $257,554, Rental income $33,856, Side hustle $27,000 and Bonus $12,150 flowing into the checking account, then on to the cards and to spending by category.

Free

See where it all goes

Every income, through each account, to every category.

Today's HOW LONG YOU LAST, for the fictional demo household, Pulse Neuron 1.5.9, captured 2 Oct 2026: 9 months, 4 days if every income stopped tomorrow, with cash and burn both measured over 12 months of records. Counting $131,054 against $14,328 a month, on this footing the money runs out on Tuesday 6 July 2027.

Free

How long would it last?

If every income stopped tomorrow, measured from your own records.

A savings account's import history, for the fictional demo household, Pulse Neuron 1.5.9, captured 2 Oct 2026: one statement file a month, newest first, each with its custom mapping, the date it was imported and how many rows it brought in.

Statement files: .csv.ofx.qfx.qif

Free

Your statements do the typing

Drop in a CSV, OFX, QFX or QIF file; duplicates are skipped.

The Bill Calendar for the next 60 days, for the fictional demo household, Pulse Neuron 1.5.9, captured 2 Oct 2026: STARTING BALANCE $82,959, EXPECTED INCOME $36,870 and STILL TO PAY $23,798, over the chart of the projected balance from today's $82,959.

Free

See next month coming

Bills and income projected from your real balance, with low-balance warnings.

Holdings (All Members), for the fictional demo household, Pulse Neuron 1.6.0, captured 9 Oct 2026: the Core group of nine holdings, AAPL Apple Inc. to VOO Vanguard S&P 500 ETF, eight with their company logos, each with its sector, average buy price and shares.Dividend Income BY MEMBER, for the fictional demo household, Pulse Neuron 1.5.9, captured 2 Oct 2026: Sarah Mitchell $8,693, James Mitchell $4,323, Emily Mitchell $401, Liam Mitchell $184 and Olivia Mitchell $140 in dividends, each with interest of $0 shown apart.

Free

Your holdings and dividends

Holdings with logos, and the dividends each member was paid.

The Lab's Market Regime, for the fictional demo household, Pulse Neuron 1.5.9, captured 2 Oct 2026: CURRENT MARKET REGIME · Aug 2026, Volatile Bull, 4 months running.The Lab's Behavioural Biases, for the fictional demo household, Pulse Neuron 1.5.9, captured 2 Oct 2026: OVERALL BEHAVIOURAL SCORE, 56 / 100, some patterns worth watching.The Lab's Trade Quality, for the fictional demo household, Pulse Neuron 1.5.9, captured 2 Oct 2026: TOTAL SELECTION ALPHA, $149,910.

Pro

How well did you invest?

Six analyses read your own trades and holdings back to you, method shown.

DecideFree

Two good options. One honest number.

Pay the mortgage down, or invest the difference? See the rate an investment has to beat.

  • Free on every debt
  • A break-even, never a winner

Pay down or invest

Live in your browser

Tax country

An investment would need to earn 3.25% to 4.28% a year before tax to beat paying this down.

  1. If you never sell

    Nothing is taxed until you sell, so the hurdle is the rate itself.

    3.25% a year before tax

  2. If you sell after 12 months

    Long-term capital gains at 15%.

    3.82% a year before tax

  3. If you sell sooner, or it arrives as income

    Short-term gains and income at your 24% marginal rate.

    4.28% a year before tax

An example, not advice. Tax treatment is an estimate; interest you deduct is not modelled.

The app's Pay down or invest? dialog for the demo family's home mortgage: the number that decides it, 3.25% a year while the rate holds.

The app's own dialog reads the same: 3.25%, 3.82% and 4.28% before tax.

Three steps to the whole picture.

  1. Get it free

    From the Microsoft Store.

  2. Bring in your numbers

    Drop in your bank's statement files, then set up what you already own.

  3. See the whole picture

    Where it went, what's coming, and how long it would last.

Just looking? The app's demo household unlocks every Pro page.

The broker check from the Review step of Set up what you already own (Pulse Neuron 1.6.1), rendered from the app for a fictional person with example prices: “Does this match your broker?”, “Units and cash should match exactly. Values can differ a little, because prices move and are updated at different times.”, the broker's total value 47,741.34, and “Within 0.3% of your broker's total. Prices update at different times.”

Within 0.3% of your broker's total.

Free Rendered from the app for a fictional person, with example prices.

Privacy

Your data stays on your device.

  • No Pulse Neuron account; we keep no copy of your records.
  • No bank logins: statements are read on your PC.
  • Prices are fetched by symbol: never your name, how much you hold or your transactions.
See what the app sends

The household side is free. Pro is for your investments.

Free

FreeNo subscription

  • Every household page
  • Unlimited family members
  • Dashboard, Dividend Income, Tax Center
  • Track 15 investments, or more you set up; 5 refresh live each update
Get it free

Pro

A$11.95a month, or A$79.45 a yearAustralian dollars; your Store shows your price.

Everything in Free, plus:

  • Performance, Look Ahead and the Lab
  • Every member’s dashboard
  • Track up to 100 investments, all refreshed each update
Start free, go Pro inside

Compare Free and Pro

Find out how long your money would actually last.

Get it free

Microsoft Store · Windows 10 (2004+) or 11 · 64-bit