Institutional-grade analytics, on your desktop
Seven advanced tools that usually live behind a fund manager’s terminal — now running entirely on your own device, against your own portfolio, with every method explained in plain English.
Live Monte Carlo
$50,000 today · $250,000 goal · 10 years · 500 simulated paths
0%
probability of success
Live, in-browser preview · drag the slider to change the odds
Survive the next crash — on paper first
Replay your current portfolio day-by-day through the dot-com crash, the GFC, COVID, and the 2022 drawdown. See the depth, duration, and recovery you'd actually have lived through.
- Real historical paths through four major crises
- Peak-to-trough drawdown and recovery time
- Per-sleeve contribution to the fall
- A plain-English “what this means for you” read-out
Drawdown replay
Oct 2007 – Mar 2013
0%
from your peak
Peak-to-trough
-55%
Time to recover
~53 months
The real odds of hitting your goal
A 10,000-path Monte Carlo simulation projects thousands of possible futures and tells you the probability of reaching your target — plus the exact monthly contribution that would tip the odds in your favour.
- Thousands of simulated market futures
- A clear probability of success
- A smart contribution suggestion
- Adjustable horizon, contribution, and target
Live Monte Carlo
$50,000 today · $250,000 goal · 10 years · 500 simulated paths
0%
probability of success
Are you actually a good stock picker?
Every trade you've made, scored against an S&P 500 counterfactual — your personal selection alpha. Find out whether your picks genuinely beat simply buying the index.
- Per-trade alpha versus the benchmark
- Win/loss attribution across your history
- Cumulative selection skill over time
- Honest, data-driven feedback — not flattery
Spot the habits quietly costing you money
Surfaces the psychological patterns in your trading — the disposition effect, overtrading, home bias, and loss aversion — with concrete guidance on what to do about each.
- Four core biases detected from your own trades
- Evidence drawn from your real history
- Severity scoring for each pattern
- Actionable guidance, not jargon
Know what kind of market you're in
Classifies the current environment — Calm Bull, Volatile Bull, Mean-Reverting Bear, or Crisis — and shows how each of your sleeves is positioned for it.
- Clear regime classification
- Volatility and trend signals
- Per-sleeve positioning for the regime
- A historical regime timeline
What did selling really cost you?
Replays your sell decisions in hindsight — what every exit actually cost or saved — and models a “Buy-and-Hold You” to compare against your real results.
- Per-trade hindsight P&L on every exit
- A “Buy-and-Hold You” twin to compare against
- Regret / relief scoring
- The cumulative impact of selling
What's really driving your returns
Decomposes your modelled return into market, size, value, momentum, and quality contributions — Fama-French-style factor analysis, made genuinely readable.
- A clear five-factor decomposition
- A contribution waterfall
- Plain-English factor explainers
- Exposure insights you can act on
Return decomposition
Where your modelled return actually came from
+10.5%
total modelled
A Fama-French-style five-factor decomposition, computed locally against your holdings — so you can see whether your returns came from the market, your tilts, or genuine skill.
Your portfolio’s vital signs, monitored 24/7
The seven tools above are the deep dive. The Pulse Engine is the layer that watches between sessions — recomputing volatility, drawdown, VaR, Sharpe and Sortino, concentration, and beta continuously on the live Vital Signs dashboard, and surfacing only what matters. Morning Pulse is its daily plain-English briefing.
- A live Vital Signs dashboard — every metric with a plain-English read
- Personal policy guardrails: max single holding, sector cap, drawdown tolerance, cash buffer
- Quiet, Standard, or Active sensitivity — alerts always capped to prevent fatigue
- A title-bar Pulse Score chip with its 7-day change, visible from any screen
In your title bar
Why it matters
Quant-desk power, zero cloud
Every simulation, decomposition, and replay runs on your own machine. Your trades, your goals, and your numbers never touch a server.
Computed locally
Monte Carlo, factor models, and regime detection run on-device. No account, no upload, no exception.
Explained in plain English
Every number ships with a “what this means” read-out. Institutional methods, human language.
Tied to your real portfolio
Not a textbook demo — these tools analyse your actual holdings, trades, and contributions.
Honest methodology
Every tool discloses its method and assumptions up front. Results are estimates for decision support — never financial advice — and the money math is guarded by 345 automated tests.
Run the numbers the pros run — privately
The Quant Engine is included with Pulse Neuron Pro, alongside the full analytics, family finance, and planning suites.